Take the First Step on the Road to Home Ownership.
Whether you are purchasing your first home, trading up or obtaining an investment property – you want to make sure you acquire the home you want at a competitive price and the transaction goes smoothly. For many the process can seem daunting from start to finish. At McLean Mortgage, we have the solution that can help you reach your objectives with the least amount of stress.
McLean offers the exclusive LoanFirst™ Program. Through LoanFirst™ we are able to underwrite your complete credit package and issue a pre-approval “LoanFirst™ Certificate” before you purchase a home. By letting us go to work for you while you are shopping for a home, we are able to:
- Take the guesswork out of shopping for you. You will know exactly which homes that you will qualify for as you shop with confidence.
- Eliminate roadblocks. The process will be stress free because we can work on any issues before the transaction is consummated.
- Close more quickly. Since we are working while you are shopping, the time period from contract time to closing will be shorter, giving you an advantage over other bidders for your dream home.
- Negotiating Power. In addition to the ability to close quickly, you will be able to differentiate yourself from other bidders with a contract presentation that is accompanied by a LoanFirst™ Certificate.
Please note that to receive a LoanFirstSM Preapproval of your qualification, we cannot require supporting documentation to be submitted with your information. However, submitting your documentation will enable us to give you the strongest assurances, accompanied by a LoanFirst™ Certificate you can submit to potential sellers.
A LoanFirstSM Preapproval is based upon documentation submitted voluntarily by the consumer. Once the property is identified, a full approval can be issued based upon the specific details of the transaction and a determination by McLean Mortgage Corporation that the financial qualifications of the consumer have not changed.