- Meet the Team
- Overview
- Biography
- Reviews
- Awards
My Mission
To be your trusted mortgage advisor for life and provide the individualized advice and service essential for each of my clients to achieve their financial goals more efficiently. My goal is for you to have a trusted mortgage advisor not only to help you meet your own needs, but to meet the needs of your family and friends as well.
Options To Fit Your Needs
Through McLean Mortgage, we are able to offer a complete line of residential mortgage options at very competitive rates because we have access to the largest and most trusted sources of mortgage finance products available anywhere. These products include:
- Federal Housing Administration (FHA) Loans
- Veterans Housing Administration (VA) Loans
- Conforming Loan Products
- Jumbo Loan Alternatives
Whether you are financing a $100,000 home or $1,000,000 home, we have options to fit your needs. And for those who have special circumstances, we offer alternatives which can help overcome those unique challenges.

Kathy Carpenito
Senior Mortgage Advisor
NMLS ID # 117141
(540) 351-6100
During my three decades serving local residents in Fauquier Country, I have prided myself on providing the expertise and customer service that exceeds the expectations of those I serve.
I have helped thousands of clients purchase or refinance their homes, and I consider them all a part of my family. My clients have relied upon my advice for years, and I have helped many of their children and grandchildren achieve their dreams of homeownership.
Whether you are buying, refinancing, or building a new home, the expertise of your mortgage advisor is integral to helping you achieve your goals. It is important that you work with a local expert who can provide you with prompt and accurate advice. As a local resident with over 40 years in the financial services industry, I have the experience and knowledge to help you select the best options for your needs.
If you have a preliminary question, want to use the resources on my site, or are ready to apply, I stand ready to deliver a rewarding and stress-free experience.
Licenses
NC Mortgage Loan Originator License #: I-174064
VA Mortgage Loan Originator License #: MLO-32906VA
Here’s just a small sampling of the reviews our clients and partners have shared with us.

- Brian J.

- Kim N.

- Erin J.
Recognized In The Industry
Services
First-Time Home Buyers
All the information you need to help you succeed in buying your first home.
Purchase
Thinking about purchasing instead of continuing to rent? We outline all the reasons why purchasing is the best way to go.
Refinance
Discover the factors that go into deciding if you should refinance your current home mortgage.
Renovation
Why not finance your renovations, repairs, or cosmetic improvements to help turn a great home into your dream home?
New Construction
New construction and custom homes can come with their own challenges. Financing shouldn’t be one of them.
Calculators
Find out how much you can afford or how much tax savings could be in store for you, plus more with our online calculators.