- Meet the Team
- Overview
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The Rich & Fred Team

Richard Erb
Senior Mortgage Advisor
NMLS ID # 246620
Biography
My team and I have worked together for over 20 years. We understand that purchasing a home is one of the largest financial decisions you and your family will make during your lifetime, and typically, it will coincide with a major life event such as embarking on your first job, getting married, welcoming a new addition to your family, working through a separation, purchasing a second home, or settling on your retirement goals. Therefore, we strive to make the process as smooth and enjoyable as possible while providing the best financial guidance with a focus on remaining sensitive to your individual needs and long-term financial goals.
I have worked as a Financial and Mortgage Advisor in Northern Virginia, since 1999. During this time, I have helped thousands of people realize their dreams of homeownership and cultivated close partnerships with my clients and Real Estate partners. You are most likely visiting this page because you have either worked with me in the past or were referred by a family member, friend, colleague, or a trusted Realtor. My team and I understand and appreciate the high level of trust placed on us and work hard to establish a relationship that will continue for many years after your closing. In many instances, that trust leads to our clients referring their children to us to help them with their first home purchase. To us, that is the ultimate referral and testimony of our dedicated service.
My background includes growing up in Northern Michigan and attending the Eli Broad College of Business at Michigan State University. My studies focused on Economics, Finance, and the family business of Hotel Management. After graduation, I moved to Washington DC to work for Hyatt Hotels & Resorts in various management positions including revenue manager, responsible for setting the hotel’s room rates and monitoring occupancy levels. From there, I transitioned to a career as a Financial Advisor with Morgan Stanley with licenses including the Series 7, 66 & 33, creating financial plans, securities trading, and providing mortgage loans. In 2003, I accepted a position as a Mortgage Loan Officer with a Real Estate owned mortgage company. Since then, I have worked almost exclusively with purchase clients, allowing me to develop my expertise as a Mortgage Advisor, receiving top industry awards for client service, and earning the trust and confidence of clients and Real Estate partners.
Outside of work, I am active in my community and serve on the board of my condominium association. I enjoy traveling, entertaining, and spending time with my family-my spouse, three daughters, and my granddaughter.
To learn more about our dedication to client service and why we are known as that team that has never missed a closing date, I invite you to read some of our recent client testimonials, which will provide you with insight into how we make sure that our clients receive the best information for every option available to them at each step of the way while providing them access to the best rates, lowest costs, and seamless on-time closing.
Let’s work together to find the best financing options for the purchase of your new home.
Licenses
MD Mortgage Originator License #: 246620
VA Mortgage Loan Originator License #: MLO-4409VA
DC Mortgage Loan Originator License #: MLO246620

Our Mission
My mission is to provide you with individualized advice that fits your specific needs regarding home financing. My goal is for you to have a trusted mortgage advisor not only to help you meet your own needs, but to meet the needs of your family and friends as well.
Options To Fit Your Needs
Through McLean Mortgage, we are able to offer a complete line of residential mortgage options at very competitive rates because we have access to the largest and most trusted sources of mortgage finance products available anywhere. These products include:
- Federal Housing Administration (FHA) Loans
- Veterans Housing Administration (VA) Loans
- Conforming Loan Products
- Jumbo Loan Alternatives
Whether you are financing a $100,000 home or $1,000,000 home, we have options to fit your needs. And for those who have special circumstances, we offer alternatives which can help overcome those unique challenges.

Licenses
MD Mortgage Originator License#: 246622
VA Mortgage Loan Originator License #: MLO-4410VA
DC Mortgage Loan Originator License #: MLO246622
Here’s just a small sampling of the reviews our clients and partners have shared with us.

- John R G

- Derick R R

- Hollis A C

- Gary C D

- Leslie M

- Jason C C
Recognized In The Industry
Services
First-Time Home Buyers
All the information you need to help you succeed in buying your first home.
Purchase
Thinking about purchasing instead of continuing to rent? We outline all the reasons why purchasing is the best way to go.
Refinance
Discover the factors that go into deciding if you should refinance your current home mortgage.
Renovation
Why not finance your renovations, repairs, or cosmetic improvements to help turn a great home into your dream home?
New Construction
New construction and custom homes can come with their own challenges. Financing shouldn’t be one of them.
Calculators
Find out how much you can afford or how much tax savings could be in store for you, plus more with our online calculators.