Jay Richardson

Jay Richardson

At McLean Mortgage Corporation

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The Richardson Team

Sebastian Bonilla

Sebastian Bonilla

Mortgage Advisor

NMLS ID # 2072821

Since the mortgage process can be complex, my focus as a mortgage advisor is to fully understand my clients and their family’s goals in order to be more efficient and thoughtful when preparing the most beneficial plan for them. Having the opportunity to not only secure financing, but also educating clients along the process is something I take pride in doing.

Financial literacy is an extremely important subject in my personal life and my goal is to reach and educate others so they can also accomplish their financial goals. Starting from a young age, I took an interest in guiding family and friends on how to begin preparing for the homebuying process. This passion led me to discover my calling as a mortgage advisor. With the outstanding team members at Mclean Mortgage Corporation and my knowledge and expertise, we can assure a smooth and effective process to achieve our clients’ goals.

I have been in the financial industry for over five years offering a unique and honest client experience. Ever since, I enjoy creating genuine relationships with families and am always happy to help in any way possible. When I’m not helping clients, I love going on road trips and spending quality time with my family. I also enjoy personal growth activities which includes reading, playing soccer, strength training and going on hikes with my dog.

PA Mortgage Originator License #: 79905
VA Mortgage Loan Originator License #: MLO-51319VA
MD Mortgage Originator License #: 26-48205
NC Mortgage Loan Originator License #: I-197066


JeNise Colbert

Loan Officer Assistant

NMLS ID # 1999852

(571) 419-6627

Born and raised in Washington DC, I have seen the ever-evolving changes of the metropolitan area. After spending time in the Carolina’s, pursuing a degree in Finance, I returned home to DC where after exploring various options landed a job in the mortgage industry and have not looked back since!

There are many things I find incredibly fulfilling in the mortgage industry but for me, the greatest satisfaction in the home-buying process, is making the dream of homeownership a reality for my clients.

After helping over several hundred clients, I know firsthand how stressful and overwhelming the process of purchasing a home can be. I also know the experience can be the exact opposite along with exciting when you have experienced and caring professionals to guide you along the way.

Whether you are a first-time homebuyer, purchasing a different home or refinancing, my responsibility is to make the process from loan application to settlement as smooth as possible. I take extreme pride in ensuring I do that job well, so my clients are left feeling a sense of family and friendship through the level of support, attention to detail and genuine care I provide.

When I’m not helping clients, I enjoy spending time with my son, my family and traveling.

I look forward to working with you next!

VA Mortgage Loan Originator License #: MLO-46191VA
DC Mortgage Loan Originator License #: MLO1999852
NC Mortgage Loan Originator License #: I-211211
SC Mortgage Loan Originator License #: MLO – 1999852
FL Mortgage Loan Originator License

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Our Mission

My mission is to provide you with individualized advice that fits your specific needs regarding home financing. My goal is for you to have a trusted mortgage advisor not only to help you meet your own needs, but to meet the needs of your family and friends as well.

Options To Fit Your Needs

Through McLean Mortgage, we are able to offer a complete line of residential mortgage options at very competitive rates because we have access to the largest and most trusted sources of mortgage finance products available anywhere. These products include:

  • Federal Housing Administration (FHA) Loans
  • Veterans Housing Administration (VA) Loans
  • Conforming Loan Products
  • Jumbo Loan Alternatives

Whether you are financing a $100,000 home or $1,000,000 home, we have options to fit your needs. And for those who have special circumstances, we offer alternatives which can help overcome those unique challenges.

Jay Richardson

Jay Richardson

Senior Mortgage Advisor/ Vice President

NMLS ID # 455523

The mortgage process can be complicated. As loan officers, we work through many different types of financial situations to help people find loan options that work for them.

As a trusted mortgage advisor, my focus is to help transition buyers who want to move into a bigger home or size down to a smaller home. I am privileged to meet new families and hear about their home-buying plans, and the fact that they choose me to be a financial partner with them during the loan process gives me great satisfaction.

I've been in the mortgage industry for 17 years. I grew up in Buffalo, New York, and I now reside in Fairfax Station, Virginia. During 17 years, I have helped over 2,700 families and made many friends along the way. Peers have recognized me as a top performer, and I have been in the 1% Origination Club several times during the last decade.

McLean Mortgage has team members who understand customer service. We work together as individuals and collectively, to make our clients and referral partners a priority. The fact that we hold so much value in customer satisfaction and finding the right mortgages for each client means that we will continue to attract the best people in the industry.

When I'm not helping clients, our family supports many charities who help families in crisis or need necessities like food and water. Specifically, we support our home church, Assist Pregnancy Center, World Vision, Wholehearted Foundation, Cru, and Food For The Hungry. I am a volunteer client mentor at the Assist Pregnancy Center. We help the male partners who come to the center, with needs like fatherhood training, building healthy relationships, financial budgeting, or other spiritual needs. In my spare time, I enjoy attending family events, traveling, biking, and playing basketball.

Let's start exploring your mortgage options together.


DC Mortgage Loan Originator License #: MLO455523
MD Mortgage Originator License #: 43151
VA Mortgage Loan Originator License #: MLO-43504VA

Here’s just a small sampling of the reviews our clients and partners have shared with us.

5 green stars
"Jay helped us quickly see how we could present an offer to purchase without including a home sale contingency, a detail that can be a deal breaker in this competitive market. He was very responsive to our questions and presented all of the options and information we needed to make an educated decision. We felt confident to move forward with buying our new home. Thanks, Jay!"
- K. McAvoy
5 green stars
"It was a great pleasure working with Jay and his team. They made our first time home buying experience a cake walk. The best part about working with Jay is the responsiveness. He is extremely responsive with precise and crisp answers to the questions. He made sure we got the best deals and rates and guided us like a friend throughout the process. He helped to get a fairly sooner closing than we had expected. We highly recommended him to anyone who wants to sit back and relax about the loan procedures while he is going to take care of every tiniest thing for us."
- V. Balachandar
5 green stars
"My home purchase involved the submittal of several offers and involved many complexities, all of which Jay and his team helped us navigate. Jay was able to provide us with Pre-Approval Letters for these offers within hours, even in the evening and on weekends. He helped make a stressful process as simple as possible and made it possible to close early. I highly recommend using Jay."
- T. Nelson
5 green stars
"We had a lot of moving parts as part of the loan (selling a house, buying a house, converting a trust, etc). Jay and his team were great to work with. Jay was available morning, evening and night by phone, text, and email so I alwasy felt reassured he was handling everything. If I ever had questions, he was easy to talk to."
- D. Grobmyer
5 green stars
"Working with Jay and others of his team was an excellent experience. As a first time home buyer I had numerous questions and concerns on many aspects of financing a home. Jay found several solutions for me to be able to get approved for a more suitable loan, and in turn find my first home. Without the patience, wisdom, and experience of Jay and the rest of his team members, this process would have been much longer and more stressful. When people ask me about my home buying experience I will recommend that they make the same decision I did and work with Jay."
- E. Bobby

Recognized In The Industry

Jay Richardson
Jay Richardson
Jay Richardson
Jay Richardson


First-Time Home Buyers

All the information you need to help you succeed in buying your first home.


Thinking about purchasing instead of continuing to rent? We outline all the reasons why purchasing is the best way to go.


Discover the factors that go into deciding if you should refinance your current home mortgage.


Why not finance your renovations, repairs, or cosmetic improvements to help turn a great home into your dream home?

New Construction

New construction and custom homes can come with their own challenges. Financing shouldn’t be one of them.


Find out how much you can afford or how much tax savings could be in store for you, plus more with our online calculators.

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Get In Touch

Office Address:
11325 Random Hills Road, Suite 400, Fairfax, VA 22030
Office Mobile:
(703) 625-9588
Office Fax:
(571) 419-6696

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