Sebastian Bonilla

Sebastian Bonilla

At McLean Mortgage Corporation

The Richardson Team

Jay Richardson

Jay Richardson

Senior Mortgage Advisor/ Vice President

NMLS ID # 455523

The mortgage process can be complicated. As loan officers, we work through many different types of financial situations to help people find loan options that work for them.

As a trusted mortgage advisor, my focus is to help transition buyers who want to move into a bigger home or size down to a smaller home. I am privileged to meet new families and hear about their home-buying plans, and the fact that they choose me to be a financial partner with them during the loan process gives me great satisfaction.

I’ve been in the mortgage industry for 17 years. I grew up in Buffalo, New York, and I now reside in Fairfax Station, Virginia. During 17 years, I have helped over 2,700 families and made many friends along the way. Peers have recognized me as a top performer, and I have been in the 1% Origination Club several times during the last decade.

McLean Mortgage has team members who understand customer service. We work together as individuals and collectively, to make our clients and referral partners a priority. The fact that we hold so much value in customer satisfaction and finding the right mortgages for each client means that we will continue to attract the best people in the industry.

When I’m not helping clients, our family supports many charities who help families in crisis or need necessities like food and water. Specifically, we support our home church, Assist Pregnancy Center, World Vision, Wholehearted Foundation, Cru, and Food For The Hungry. I am a volunteer client mentor at the Assist Pregnancy Center. We help the male partners who come to the center, with needs like fatherhood training, building healthy relationships, financial budgeting, or other spiritual needs. In my spare time, I enjoy attending family events, traveling, biking, and playing basketball.

Let’s start exploring your mortgage options together.

DC Mortgage Loan Originator License #: MLO455523
MD Mortgage Originator License #: 43151
VA Mortgage Loan Originator License #: MLO-43504VA

Our Mission

My mission is to provide you with individualized advice that fits your specific needs regarding home financing. My goal is for you to have a trusted mortgage advisor not only to help you meet your own needs, but to meet the needs of your family and friends as well.

Options To Fit Your Needs

Through McLean Mortgage, we are able to offer a complete line of residential mortgage options at very competitive rates because we have access to the largest and most trusted sources of mortgage finance products available anywhere. These products include:

  • Federal Housing Administration (FHA) Loans
  • Veterans Housing Administration (VA) Loans
  • Conforming Loan Products
  • Jumbo Loan Alternatives

Whether you are financing a $100,000 home or $1,000,000 home, we have options to fit your needs. And for those who have special circumstances, we offer alternatives which can help overcome those unique challenges.

Sebastian Bonilla

Sebastian Bonilla

Mortgage Advisor

NMLS ID # 2072821

Since the mortgage process can be complex, my focus as a mortgage advisor is to fully understand my clients and their family’s goals in order to be more efficient and thoughtful when preparing the most beneficial plan for them. Having the opportunity to not only secure financing, but also educating clients along the process is something I take pride in doing.

Financial literacy is an extremely important subject in my personal life and my goal is to reach and educate others so they can also accomplish their financial goals. Starting from a young age, I took an interest in guiding family and friends on how to begin preparing for the homebuying process. This passion led me to discover my calling as a mortgage advisor. With the outstanding team members at Mclean Mortgage Corporation and my knowledge and expertise, we can assure a smooth and effective process to achieve our clients’ goals.

I have been in the financial industry for over five years offering a unique and honest client experience. Ever since, I enjoy creating genuine relationships with families and am always happy to help in any way possible. When I’m not helping clients, I love going on road trips and spending quality time with my family. I also enjoy personal growth activities which includes reading, playing soccer, strength training and going on hikes with my dog.


PA Mortgage Originator License #: 79905
VA Mortgage Loan Originator License #: MLO-51319VA
MD Mortgage Originator License #: 26-48205
NC Mortgage Loan Originator License #: I-197066

Here’s just a small sampling of the reviews our clients and partners have shared with us.

5 green stars
"We chose McLean Mortgage as our lender for purchasing our new home and we couldn't be happier. From the initial consultation to closing, this team was stellar. They are always responsive to phone calls and emails."
- Megan N.
5 green stars
"I would absolutely recommend anyone considering a home purchase to utilize McLean Mortgage as a top-notch lender in the area."
- Zak R.
5 green stars
"I'm a first-time home buyer who knew next to nothing about the home mortgage loan process. A friend recommended McLean Mortgage and I'm glad they did."
- Brian J.

Recognized In The Industry

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First-Time Home Buyers

All the information you need to help you succeed in buying your first home.


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Discover the factors that go into deciding if you should refinance your current home mortgage.


Why not finance your renovations, repairs, or cosmetic improvements to help turn a great home into your dream home?

New Construction

New construction and custom homes can come with their own challenges. Financing shouldn’t be one of them.


Find out how much you can afford or how much tax savings could be in store for you, plus more with our online calculators.

Get Started With Sebastian Bonilla

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Get In Touch

Office Address:
11325 Random Hills Road, Suite 400, Fairfax, VA 22030
Office Phone:
(571) 419-6605
Office Mobile:
(703) 606-8671
Office Fax:
(571) 297-9135

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