Time to Buy Your
First Home?

Our experts are here to help you through every step of the process. We want to be your trusted mortgage advisor for life and provide individualized advice and service based on your needs.

 
 
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What are Some Benefits of Purchasing?

Buying a home is one of the largest financial decisions you will make. It’s possible you may be considering taking the leap into home ownership for the first time - how exciting! There are several benefits that can come with buying a home.


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Security & Freedom

Your home provides security for your family and allows you the freedom to live by your own standards, instead of the rules of a landlord.

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Community

By owning you become part of a community and will develop relationships that will last a lifetime.

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Tax Benefits

Your rent can't be deducted from your taxes, but the majority of mortgage payment is tax deductible, which lowers your cost after taxes significantly.

 
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Investment

Studies by the Federal Reserve Board show that owners have an average net worth which is over ten times that of renters. A home is a great long-term investment.

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Inflation Protection

All of your rent is subject to annual increases. A fixed-rate mortgage payment is fixed for the term of the mortgage. That makes owning much more affordable in the future.

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Forced Savings

All of your rent goes to your landlord, while a good portion of your mortgage payment goes to pay down what you owe so you're building more equity every month.

 

The Mortgage Process

The mortgage process is much more satisfying when you understand what is happening every step of the way.
Our goal is to help you understand the process and keep you informed throughout the life of your loan.

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Here are a few helpful documents to keep you on the right track!

Documents Needed to Start Your Application

Do’s & Don’ts for a Smooth Loan Approval